Our car insurance

Tailored products – simpego offers the right policy for everyone. Here is an overview of our three types of car insurance for comparison.

Most popular

simpego Car M

The basics

Gross negligence protection

Accident Standard

24h Assistance Basic

Discovered the kilometre-based insurance from simpego

With simpego, you decide how your car insurance is billed:

  • FlexDrive: Pay only for what you drive.
  • BonusDrive: Up to 20% discount for good driving behaviour.
  • BasisDrive: Your classic car insurance with advance payment.

You choose your billing modell before taking out the contract.

Find out more about the billing modells

simpego – because it’s better

And that’s guaranteed, as our product benefits make simpego car insurance unique.

24h notice period

With simpego, there’s no “Sorry, you missed the deadline”, because you can quit up to 1 day before expiry.

1 year contract term

simpego lets you keep things flexible with a maximum 1-year contract term.

No bonus categories

If you claim, we don’t put you into a higher category by so much as 1 centime.

Overview of benefits for car insurance

Liability, partial comprehensive cover, collision protection – what are these, anyway?

  • Liability for the car insurance

    Compulsory liability insurance: simpego covers damage to third-party property (e.g. vehicles) or individuals that you, as the keeper or driver, cause with your vehicle. We assume the costs of justified claims that have been asserted and defend against unjustified liability claims.

  • Partially comprehensive cover for the car insurance

    Partially comprehensive insurance covers damage to your vehicle resulting from fire, natural events, snowslide, theft, collision with animals, marten and rodent bites, glass breakage affecting the vehicle windows, vandalism, assistance and falling objects.

  • Collision cover for the car insurance

    The collision cover also covers collision damage over and above all partially comprehensive events.

  • Accident

    We insure all occupants of a vehicle for accidents in connection with the use of the vehicle covered by the simpego car insurance.

  • Gross negligence protection

    Where traffic accidents and collisions are caused due to gross negligence, benefits of the car insurance will not be reduced unless the driver caused the insured event while drunk or unfit to drive, under the influence of drugs or as a result of medication abuse, or with blatant disregard for the speed limit.

  • 24h assistance

    In the event of a breakdown, accident or theft, we help you by providing on-site breakdown assistance and towing the insured vehicle away, organising and paying for the homeward journey of all occupants, any necessary accommodation and the return of the non-roadworthy vehicle.

classic car insurance

Got a classic car?

Is your vehicle more than 20 years old?

Discover our insurance for modern and classic cars.

Swap to classic car insurance