Travel insurance

When life gets in the way of your plans

Just imagine: you've finally booked the holiday of your dreams. But a few days before you're due to fly out, your travel companion comes down with a high fever and can't travel after all. The hotel costs? Non-refundable. The flights? Already paid for. Suddenly, you're looking at cancellation costs of several thousand francs.

 

Or your faithful four-legged friend becomes seriously ill. To leave him behind in this condition? Unthinkable! But cancellation costs for the flight and hotel are looming...

 

Or your child suddenly has a fever – on the very day you want to visit the long-awaited amusement park. The tickets booked in advance and the hotel reservation? Expired...

 

Or you and your best friend have tickets for your favourite team's football match abroad – but you lose your job shortly before.

 

With simpego Cancellation costs insurance, you don't have to worry about any of this. Whether it's illness, an accident, unemployment or an unforeseen crisis – you get your money back. This means that you can save for your next trip or experience.

 

Your benefits at a glance:

✅ Flexible cover: Whether you're taking a city break or travelling the world – you decide what you want to cover.

✅ Also covers your pet: If your dog or cat becomes seriously ill or dies unexpectedly, we will cover the costs of cancellation or any necessary additional costs.

✅ Fast reimbursement: No tedious waiting – we ensure that your claim is processed quickly.

Imagine this: you're on a road trip through Canada when you suddenly get a severe stomach ache. You urgently need medical attention, but you don't speak a word of French and the nearest doctor is 80 km away. What now?

 

Or you are relaxing on a beach in Thailand when you receive the news: A storm has severely damaged your house in Switzerland. All of a sudden, your holiday is no longer on your mind; all you can think about is your damaged home.

 

Or you are enjoying a holiday with your dog in the south of France when he suddenly feels very unwell. The vet advises urgent treatment – but for that you would have to interrupt your trip. What now?

 

Or you are travelling with a rental car in Scotland and after an unknown parking damage, the car rental company suddenly demands a deductible of several thousand francs.

 

With simpego, you are not alone. One call to our 24/7 emergency hotline and we will organise everything for you – from medical care and return transport to an early return home or payment of your rental car deductible.

Your advantages at a glance:

✅ Always available: Our 24/7 emergency assistance worldwide is there for you – even if you lose your documents or there are strikes.

✅ No hassle with rental cars: If you damage a rental vehicle or it is stolen, we will cover the deductible up to CHF 3,000.

✅ More than just health: If your home is damaged by fire, water or natural forces, we will help you get home safely.

✅ We also care for your pet: If your dog or cat becomes seriously ill or dies unexpectedly, we will cover the costs incurred up to CHF 5,000.

Just imagine: you take a tumble while hiking in the USA, your ankle swells up immediately and every step hurts. You are taken to hospital. The diagnosis: torn ligaments. The bill? CHF 15,000! Your Swiss health insurance would only cover a fraction of that.

 

Or you are pregnant and enjoying a last trip before the birth. Suddenly, complications arise – you have to go to hospital and your baby could come earlier than planned. Who pays for the medical care?

 

With simpego, you are on the safe side. We cover your healing costs abroad if your basic insurance is insufficient – whether in an emergency room or a private clinic.

 

Your benefits at a glance:

✅ No cost traps abroad: we cover medical bills, even in expensive countries such as the US or Japan.

✅ Uncompromising medical care: if necessary, you can also be treated in a private clinic.

✅ Security for expectant mothers: complications during pregnancy? These costs are covered too.

Imagine this: you are travelling with your family in Italy, enjoying the sun – and suddenly the car breaks down on the motorway. Engine trouble. You have no idea where the nearest garage is, you hardly speak any Italian and the children in the back seat are getting impatient. What to do?

 

Or you are driving a car that your employer has given you for private use through France. Suddenly, a flat tyre in the middle of nowhere. No spare wheel, no garage in sight. How do you continue?

 

 

One call to simpego is all you need, and we will take care of breakdown assistance, towing and, if necessary, your onward or homeward journey. This way, your holiday will be worry-free – no matter which vehicle you are travelling in.

 

Services at a glance:

✅ Breakdown and towing assistance: Immediate assistance throughout Europe – whether it's a breakdown, accident or flat battery, we'll organise towing to the nearest garage.

✅ Recovery and vehicle repatriation: If your car is no longer roadworthy, we'll take care of recovery, repatriation or scrapping abroad.

✅ Spare parts & impound fees: We will help you to obtain and ship spare parts if they are not available locally.

✅ Onward & home travel: If your car cannot be repaired within a few days, we will cover the cost of your onward or home travel.

✅ Accommodation & rental car: While your car is being repaired, we will provide you with a hotel room or a replacement vehicle.

✅ Collection of the repaired vehicle: If your vehicle is repaired abroad, we will cover the costs of the return journey to pick it up.

✅ Cover even in the event of illness or accident: If you or your fellow travellers are no longer able to drive, we will organise the return transport of your car.